The Windward Island Bank Ltd.

Products and Services

WIB @ HOME

Provide our Personal accounts holders with secure internet-based access to their accounts for information and transaction purposes.

Product Features

View Detailed Transaction History
• Current Account(s) - (viewable up to (6) months)
• Savings Account(s) - (viewable up to (6) months)
• Credit Card Account(s)

NOTE: Transaction history can be exported into any of these formats:
• Quicken 99 and later (.QIF)
• Quicken 98 and earlier (.QIF)
• Microsoft Money 2000 and later (.QIF)
• Microsoft Money 1998 and earlier (.QIF)
• Microsoft Excel (.CSV)
• Comma Separated Values (.CSV)
• Data Interchange Format (.DIF)
• Open Financial Exchange (.OFX)

View Balances
• Personal Loan
• Personal Mortgage(s)
• Time (Deposit) Account(s)
• Investments
• Insurance Policies

Other features
• Verify status of individual cheques
• Retrieve last 10 debits and credits
• Transfer funds between own accounts
• Any 3 rd party payments
• Request Wire Transfers
• Order Checkbooks
• Place a Stop Payment on Lost or Stolen Checks
• Read mail from WIB

Product Requirements

• Customer must have an ATM card with an active Savings and or Current Account attached.
• Must have access to the Internet, Current Version of Microsoft Internet Explorer or Netscape Navigator .

Fees and Charges

No registration or monthly fee is charged.
The following transaction charges are applied:
-Transfer between accounts »Free
-Vendor payment » Free
-3 rd party transfer (within WIB or other Banks) » Free
-Transaction limits and amounts per day (See 1 st chart)
-Check book orders » (See 2 nd chart)
-Wire transfer » (See 3 rd chart)
Stop payment on Pers. and Business cheques (Current a/c or Cashiers) Residents à USD 10.00 » ANG 18.00 + BBO (per cheque)
Non-residents » USD 10.00 à ANG 18.00 (per cheque)

1st Chart

Transaction type	Number per Day	Amount Per Day (NAF)	Amount Single Transaction (NAF)
Within own Accounts	10	10000	10000
Bank Vendor List Payments	10	10000	10000
3rd. Party Payments (not vendor list)	10	5000	5000
Wire Transfers	5	5000	5000

2nd Chart

Chequebook NAF
Quantity	Res.	Non-Res.
25	10.55+BBO	10.55
50	21.15+BBO	21.15
100	42.25+BBO	42.25

Chequebook USD
Quantity	Res.	Non-Res.
25	5.90+BBO	5.90
50	11.80+BBO	11.80
100	23.60+BBO	23.60

3rd Chart- WireTransfer

Res.

Commission ¼ % of remit amount,

Minimum charge: NAF 27.00 / USD 15.00+BBO

Maximum charge: NAF 540.00 / USD 300.00

Non-Res

Commission ½ % of remit amount,

Minimum charge: NAF 27.00 / USD 15.00

Maximum charge: NAF 540.00 / USD 300.00